Forex.com Review UK 2026 (FCA Regulated)

Forex.com scores 83/100 . Figures shown are the broker's advertised spreads. Our own spread captures for this market are pending.

Forex.com is a forex specialist with a deep currency-pair range across three platform routes: its own web and desktop software, MT4 and TradingView. It trades as a name of StoneX Financial Ltd (FCA FRN 446717) within the NASDAQ-listed StoneX group, and it suits traders focused on FX who want platform choice under one roof. Cost-led scalpers who chase the single tightest spread should choose a raw-account broker instead.

In my view, three strengths make Forex.com worth a look. I see the currency-pair depth as the specialism and the lead reason to use it. Platform breadth is the second: its own software sits alongside MT4 and a native TradingView connection, so your charting and MetaTrader needs are both covered. MT5 is the gap, and it is a real one rather than an oversight on our side. The safety profile rounds it out, with a NASDAQ-listed StoneX parent behind an FCA-authorised UK entity with FSCS cover for eligible clients.

Forex.com is not the cost leader. The standard account is commission-free. Our UK spread captures are pending; cost comparisons will return with them. The minimum deposit is £100, which is higher than some rivals that have no minimum deposit.

If you are a forex-focused trader who wants platform choice and a listed-group parent, I think you will get the most from Forex.com. If you are a cost-led scalper, or a trader who wants a low entry point, I would steer you elsewhere in the set.

Forex.com quick facts

StoneX Financial Ltd operates Forex.com in the UK. The table below collects the figures I believe a UK trader checks first.

Trading costs and fees

Forex.com runs a deep FX range on commission-free pricing, and the standard account is the one a UK trader opens. Forex.com’s RAW Pricing account is not available to UK clients: it is offered on other entities, including Australia, but the UK account types are Standard, MT4 and Corporate only, all of them spread-only (broker site, accessed 29 July 2026). See how we gather spread data for the protocol and the evidence tier behind this review.

Standard account costs

Our own UK spread captures are pending; cost comparisons will return once they are published. Forex.com advertises a floor of 0.7 pips on EUR/USD. In my opinion, the forex specialism and platform breadth are the draw rather than the cost.

I would note that the MT4 account prices the same way, spread-only with no commission, so your platform choice does not change the cost model here.

Other fees UK traders should check

Forex.com charges no deposit or withdrawal fee of its own, though a card issuer can add a cash-transaction or conversion charge (broker site, accessed 10 July 2026). Two floors to note: the £100 minimum applies per card transaction as well as at opening, and withdrawals carry a £100 minimum per transaction or your full remaining balance if lower. Overnight funding applies to positions held open, on top of a spread carrying the entire cost.

Trading platforms

Forex.com offers its own web and desktop platforms plus MT4 and TradingView. I like the platform choice for traders who move between charting and MetaTrader, with the MT5 caveat below.

Forex.com web and desktop platforms

Forex.com’s own software carries the StoneX research desk’s analysis, an economic calendar and technical signal tools built in. In my view it is the default and the most feature-complete route into the FX range for your trading.

MetaTrader 4

MT4 runs as its own account type and remains the default for your expert advisors. Our MT4 account comparison covers the UK field.

MetaTrader 5 is not offered to UK clients

Forex.com does not offer MT5 on its UK entity, StoneX Financial Ltd, and this is worth stating plainly because the group makes it easy for you to conclude otherwise. Checked 2026-08-30: MetaTrader 5 does not appear on the UK platform list or in Account Types, and the single MT5-shaped URL that resolves serves the MetaTrader 4 page. MT5 is live one directory away on the group’s CySEC entity, StoneX Europe Limited (licence 400/21), which is not the firm a UK client contracts with.

If MT5 is your requirement, I would point you to UK brokers running MT5 to compare the field that does offer it. Note also that Forex.com’s UK MT4 page sits at metatrader-4-platform, not metatrader-4, so a 404 on the shorter path is not evidence that MT4 is missing too.

TradingView

TradingView connects to a Forex.com account, giving you the deeper charting toolkit without leaving the broker. UK brokers with TradingView are compared in one place.

Trust and safety

StoneX Financial Ltd holds the FCA authorisation behind Forex.com in the UK, under a Nasdaq-listed parent. I consider that a strong foundation.

FCA regulation

Forex.com is a trading name of StoneX Financial Ltd, authorised and regulated by the FCA under FRN 446717, incorporated in England and Wales under Companies House number 05616586 with its registered office at 1st Floor, Moor House, 120 London Wall, London EC2Y 5ET (Forex.com UK site footer and Companies House, both checked 29 July 2026). The parent is StoneX Group Inc., listed on the Nasdaq as SNEX.

I would flag this change if you already hold an account. The UK business previously ran through Gain Capital UK Limited (FRN 113942, Companies House 01761813). That company is still shown as Authorised on the FCA register and its licence surrender is expected, but it is no longer the counterparty for Forex.com’s UK clients. City Index is a trading name of the same firm, so Forex.com and City Index are now one UK legal counterparty rather than two, which matters for your FSCS cover. On execution model, Forex.com prices FX through its own dealing infrastructure within the StoneX group and publishes order-execution and best-execution policy documents on its UK site rather than a single headline fill-speed figure, so we quote no latency number.

Client money, FSCS and negative balance protection

Forex.com trades as StoneX Financial Ltd, a StoneX company with a Nasdaq-listed parent behind it. Client money is held in segregated accounts under the FCA’s CASS rules, separate from the firm’s own funds. Negative balance protection applies to retail accounts, so a position cannot leave you owing more than your balance. If the firm failed, FSCS cover runs up to £85,000 per eligible person, covering shortfalls in client money and assets rather than trading losses. That is the investment limit and it did not change when the FSCS deposit limit rose to £120,000 on 1 December 2025, which covers savings held with banks, building societies and credit unions rather than money held with a broker (FSCS, checked 29 July 2026).

One consequence of the entity position above is worth spelling out: FSCS cover is per firm, not per brand. Because Forex.com and City Index are both StoneX Financial Ltd, you are covered once up to £85,000, not twice, if you hold money with both. The Financial Ombudsman Service handles what the firm cannot, and our guide to the FCA regime covers its award limits.

History and ownership

Forex.com dates to 1999 and now operates in the UK through StoneX Financial Ltd, inside the Nasdaq-listed StoneX group. The listed parent publishes audited accounts, which is a materially stronger disclosure position than a privately held rival offers. StoneX Financial Ltd itself has a longer name history than the brand suggests: incorporated 9 November 2005 as Ambrian Commodities Limited, it became INTL FCStone (Europe) Ltd in 2011, INTL FCStone Ltd in 2013 and StoneX Financial Ltd in 2020 (Companies House 05616586, checked 29 July 2026). It shares that entity, not merely a parent, with City Index.

Public reviews

Trustpilot rates FOREX.com 4.6 out of 5 from 2,437 reviews (Trustpilot profile, captured August 2026). That is the joint-top score among the FCA-regulated brokers we cover, where the range runs from 2.0 to 4.6. Read it as a brand-level signal rather than a UK verdict: Trustpilot profiles cover the whole brand across every market it serves, not the FCA-authorised UK entity on its own. Scores also move, so treat the figure as a August 2026 snapshot.

TradingView users rate Forex.com 4.5 out of 5 from 14,149 ratings (TradingView profile, captured August 2026), on 186.3K connected accounts. Both figures sit among the larger ones on this site, so the score rests on a wide base and not on a handful of strong opinions.

Account types and minimum deposit

Forex.com’s UK account types cover a standard account, an MT4 account and a corporate account. I find the range small and it’s obvious which account applies to you.

Account options for UK clients

The standard account runs on Forex.com’s own web and mobile platforms; the MT4 account is the MetaTrader route; a corporate account is available alongside (broker site, accessed 10 July 2026). All price the same way. Forex.com does not offer a spread betting account on the UK entity, so CFD profits fall within capital gains tax. Tax treatment depends on your individual circumstances and can change.

Minimum deposit

The minimum deposit at Forex.com is £100 or currency equivalent, across the account set. That sits above the £0-entry rivals in our set, so I would say your initial outlay is higher from the start.

Funding and withdrawals

Forex.com charges no fee of its own in either direction, but £100 floors apply on both, which I consider a fair compromise for the service on offer.

Deposit methods (UK clients)

Funding methods are debit or credit card (Visa, Mastercard) and bank wire transfer; cheques are not accepted. Forex.com charges no deposit fees of its own, though a card issuer can add a cash-transaction or conversion charge (broker site, accessed 10 July 2026).

Withdrawals

Withdrawals carry a £100 minimum per transaction, or the full remaining balance if lower (broker site, accessed 10 July 2026). Card withdrawals are typically immediate and wires take up to one to two business days, with no Forex.com fee either way.

Account opening

Opening is online, with identity and address verification under the FCA’s client-onboarding rules. The £100 minimum applies at funding, which you will need to meet before you can trade.

Product range

Forex.com leads with a deep FX pair range, plus index, commodity and share CFDs. I would point you to the CFD broker hub for the UK for each asset class in depth.

Any crypto product Forex.com markets elsewhere is unavailable to UK retail. The FCA banned the sale of crypto derivatives to UK retail consumers from 6 January 2021. The markets table above states that in the crypto row, and no crypto tier appears in the leverage list because the FCA caps do not include one.

Forex pairs

Currency-pair depth is the specialism and the lead use case: the FX range runs well past the majors, which is the point of a forex-first broker. David Levy’s capture put EUR/USD at 1.0 pips, which is mid-pack, so in my opinion the reason to come here is the breadth of pairs rather than the price of the headline one.

Leverage for UK traders

Retail leverage at Forex.com follows the FCA’s standardised caps rather than anything the broker sets. The caps are set by the FCA, not the broker; I recommend you check our leverage limits guide to see how your margin follows.

Customer service

Forex.com’s UK support runs by phone, live chat and email, with a help centre covering your account and platform queries.

We have not run timed response tests on the UK desk, so support here is described from published information rather than scored from our own contact. I cannot offer you a personal verdict on their responsiveness yet.

Research and education

Research is a genuine strength for an FX specialist. In-platform analysis draws on the StoneX research desk, with an economic calendar and technical signal tools built into Forex.com’s own platforms. Education spans course-style content for newer traders and platform tutorials for those moving up. Chartists get the deeper toolkit through the TradingView integration, which is where the platform breadth pays off for you. We describe the offer from Forex.com’s published material pending a formal assessment.

How Forex.com compares to alternatives

City Index is not an alternative counterparty. Both brands are StoneX Financial Ltd under FRN 446717, so choosing between them is an interface decision, and opening both puts your money with one firm twice.

Pepperstone runs a raw commission account that Forex.com does not offer to UK clients, which answers the cost question directly, and IG pairs a listed parent with a far wider share list. City Index adds spread betting but sits on the same FCA authorisation, so it diversifies the platform and not the counterparty. Our top forex brokers for UK traders ranks the wider field.

Should you open an account with Forex.com?

Yes, for forex-first traders who want a deep pair range with MT4 and TradingView under a Nasdaq-listed parent. StoneX Financial Ltd is FCA-authorised under FRN 446717, its own software sits alongside MT4 and a native TradingView connection, and funding is free in both directions. Traders who need MT5 should look elsewhere: the UK entity does not offer it.

Not for raw-account cost leaders’ customers and those who want no minimum deposit. The standard account is commission-free. Our UK spread captures are pending; cost comparisons will return with them. The minimum deposit is £100.

A demo is the no-cost way in, and our guide to demo accounts covers using one properly. If platform choice under one roof fits how you trade, open a Forex.com demo account before funding a live one (affiliate link, see our advertiser disclosure).